12710 Peartree Ter, Poway, CA 92064 Property Records

San Diego County property record for 12710 Peartree Ter, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,238 sqft · built 1989
Lot Size0.297 acres (12,940 sqft)
OwnerCompany Name on File
Last Sale$248,400 (Nov 1988)
Tax Bill$5,731 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN314-792-28-00

Property Details

APN / Parcel Number

Primary APN314-792-28-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,238 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area12,940 sqft (0.297 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12710 PEARTREE TER
CityPOWAY
StateCA
Zip92064-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC-2
Legal DescriptionLOT 411 TR 012043
Legal SubdivisionPOWAY 4191-7R
Legal Tract012043
Legal Block4
Legal Lot Number411
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract17054

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12710 PEARTREE TER, POWAY, CA 92064-2645
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 1988 · Amount on Record
Deed SaleNov 16, 1988 · Amount on Record
Deed Document Number1988587678
Last Transfer DateDec 29, 1998
Transfer Doc0000024285
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12710 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedJun 17, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address12710 PEARTREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000238780
DateJun 7, 2022
Instrument2022-0238780
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$505,262 (+2%) Land $191,392 Building $313,870
2025$5,731.00 (+4.83%) Homeowner's exemption$495,356 (+4.04%) Land $187,640 Building $307,716
2023$5,467.00 (+1.67%) Homeowner's exemption$476,122 Land $180,354 Building $295,768
2022$5,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

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