Clinton County property record for 12724 Ospreys Way, De Witt, MI 48820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,717 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Feb 2015) |
| Tax Bill | $3,217 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-210-000-105-00 |
| Primary APN | 150-210-000-105-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,717 sqft Living Area |
| 1st Floor Area | 1,915 sqft |
| Basement Area | 1,915 sqft |
| Finished Basement | 423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 121 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 12724 OSPREYS WAY |
|---|---|
| City | DEWITT |
| State | MI |
| Zip | 48820-7863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 105 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004) |
| Legal Range | 03W |
| Legal Township | 05N |
| Legal Section | 12 |
| Legal Subdivision | LAKESIDE PRESERVE #3 |
| Legal Phase | 3 |
| Legal Lot Number | 105 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10300 |
Source: Clinton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12724 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit DOW CU |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2015 · Amount on Record |
| Deed Sale | Feb 13, 2015 · Amount on Record |
| Prior Sale | May 18, 2005 · Amount on Record |
| Deed Document Number | 20155224417 |
| Prior Transfer Date | Sep 10, 2007 |
| Prior Transfer Doc | 5123828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12724 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12724 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005362104 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 5362104 |
| Name | DOW CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12724 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5307708 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 5307708 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Watertown Charter Township |
| Unified School District | DeWitt Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,250 (+9.7%) Land $45,650 Building $311,600 | $714,500 (+9.7%) Land $91,300 Building $623,200 | |
| 2025 | $3,217.00 (-68.97%) Homeowner's exemption | $325,650 (+16.03%) Land $43,150 Building $282,500 | $651,300 (+16.03%) Land $86,300 Building $565,000 |
| 2024 | $10,367.00 (+10.31%) | ||
| 2023 | $9,398.00 Homeowner's exemption | $280,650 | $561,300 |
| 2022 | $9,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2004–2018) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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