Clinton County property record for 12722 Ospreys Way, De Witt, MI 48820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,636 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Apr 2022) |
| Tax Bill | $3,658 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2025 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-210-000-104-00 |
| Primary APN | 150-210-000-104-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 1,538 sqft |
| Finished Basement | 526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,902 sqft |
| Balcony Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 12722 OSPREYS WAY |
|---|---|
| City | DEWITT |
| State | MI |
| Zip | 48820-7863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 104 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004) |
| Legal Range | 03W |
| Legal Township | 05N |
| Legal Section | 12 |
| Legal Subdivision | LAKESIDE PRESERVE |
| Legal Phase | 3 |
| Legal Lot Number | 104 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10300 |
Source: Clinton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 15, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 20, 2021 | Intrafamily Transfer, Transfer AMROCK INC |
| May 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 16, 2019 | Intrafamily Transfer, Transfer QUICKEN LOANS INC |
| May 16, 2019 | Intrafamily Transfer, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Feb 16, 2011 · Amount on Record |
| Deed Document Number | 20225324065 |
| Prior Transfer Date | Apr 14, 2021 |
| Prior Transfer Doc | 0005310196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005335318 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 5335318 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 19, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005356723 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 5356723 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 14, 2022 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005324065 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 5324065 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Name | Verified Name |
|---|---|
| Address | 5057 PATRICK CIR, HOLT, MI 48842-2914 |
| Document Number | 0005324066 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 5324066 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 20, 2021 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005310196 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 5310196 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 COOLIDGE ST, LANSING, MI 48906-3937 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 20, 2021 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 5310194 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 5310194 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 COOLIDGE ST, LANSING, MI 48906-3937 |
| Document Number | 5310195 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 5310195 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 20, 2021 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005310194 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 5310194 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 COOLIDGE ST, LANSING, MI 48906-3937 |
| Document Number | 0005310195 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 5310195 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 16, 2019 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005279079 |
| Instrument Date | May 6, 2019 |
| Instrument | 5279079 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005279080 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 5279080 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 16, 2019 |
| Property Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
| Document Number | 0005279081 |
| Instrument Date | May 6, 2019 |
| Instrument | 5279081 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12722 OSPREYS WAY, DEWITT, MI 48820-7863 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Watertown Charter Township |
| Unified School District | DeWitt Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,600 (+9.37%) Land $45,650 Building $316,950 | $725,200 (+9.37%) Land $91,300 Building $633,900 | |
| 2025 | $3,658.00 (-68.54%) Homeowner's exemption | $331,550 (+16.56%) Land $43,150 Building $288,400 | $663,100 (+16.56%) Land $86,300 Building $576,800 |
| 2024 | $11,628.00 (+44%) | ||
| 2023 | $8,075.00 Homeowner's exemption | $284,450 | $568,900 |
| 2022 | $8,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2004–2018) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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