12715 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12715 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,866 sqft · built 2004
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (May 2022)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-100-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-100-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft
Basement Area	1,866 sqft
Finished Basement	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	366 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12715 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 100 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE #3
Legal Phase	3
Legal Lot Number	100
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

12715 Ospreys Way is owned and occupied by an individual who bought it in May 2022.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12715 OSPREYS WAY, DEWITT, MI 48820-7862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVENTURE CU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	20225324839
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12715 OSPREYS WAY, DEWITT, MI 48820-7862
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12715 OSPREYS WAY, DEWITT, MI 48820-7862

Mortgage

Document Number	0005329653
Date	Oct 4, 2022
Instrument	5329653

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 5, 2022
Property Address	12715 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005324839
Map Reference	LB 10 PG 28
Instrument Date	Apr 5, 2022
Instrument	5324839
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12715 OSPREYS WAY, 12715, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 STEFF CT SW, WYOMING, MI 49519-7205

Mortgage

Document Number	0005324840
Date	May 5, 2022
Instrument	5324840

Lender

Name	ADVENTURE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12715 OSPREYS WAY, DEWITT, MI 48820-7862
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5304150
Date	Jan 25, 2021
Instrument	5304150

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12715 Ospreys Way was $2,787 with a homeowner's exemption, down 68.7% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,300 (+9.55%) Land $34,050 Building $241,250	$550,600 (+9.55%) Land $68,100 Building $482,500
2025	$2,787.00 (-68.67%) Homeowner's exemption	$251,300 Land $32,750 Building $218,550	$502,600 Land $65,500 Building $437,100
2024	$8,896.00 (+22.13%)
2023	$7,284.00 Homeowner's exemption	$216,750	$433,500
2022	$7,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12715 Ospreys Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12715 Ospreys Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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