Dubuque County property record for 12722 Whispering Rdg, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,569 sqft · built 2004 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (May 2012) |
| Tax Bill | $3,554 (2024) |
| Deeds & Mortgages | Sep 2019 Transfer May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-302-005 |
| Primary APN | 06-33-302-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 1,569 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 34,412 sqft (0.789 acres) |
| Garage Type | Attached |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 12722 WHISPERING RDG |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 5 WHISPERING HILLS EST #2; |
| Legal Subdivision | WHISPERING HILLS EST |
| Legal Lot Number | 5 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10600 |
12722 Whispering Rdg is owned and occupied by two individuals who acquired it in September 2019.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12722 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 5, 2017 | Loan Modification, Mortgage · Conventional Mortgage DEERE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on File |
| Deed Sale | May 29, 2012 · Amount on File |
| Prior Sale | May 29, 2012 · Amount on File |
| Deed Document Number | 0000008896 |
| Last Transfer Date | Sep 23, 2019 |
| Transfer Doc | 0000011362 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Sep 23, 2019 |
| Property Address | 12722 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Document Number | 0000011362 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 11362 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12722 WHISPERING RDG DUBUQUE IA 520029709, DUBUQUE, IA 52002-9709 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12722 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Document Number | 0000006191 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12722 WHISPERING RDG DUBUQUE IA 520029709, DUBUQUE, IA 52002-9709 |
| Document Number | 0000006191 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 6191 |
| Name | DEERE EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265-0339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 24, 2022 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,000 Land $62,100 Building $287,900 | $350,000 Land $62,100 Building $287,900 | |
| 2024 | $3,554.00 | ||
| 2023 | $314,100 (+15.03%) Land $59,200 Building $254,900 | $314,100 Land $59,200 Building $254,900 | |
| 2022 | $3,722.00 Homeowner's exemption | $273,060 Land $49,300 Building $223,760 | |
| 2021 | $273,060 Land $49,300 Building $223,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12722 Whispering Rdg in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12722 Whispering Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, Nextlink.
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