Dubuque County property record for 12764 Whispering Rdg, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,784 sqft · built 2019 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,000 (Jan 2019) |
| Tax Bill | $4,360 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-302-006 |
| Primary APN | 06-33-302-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Basement Area | 1,784 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 1,002 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 332 sqft |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 12764 WHISPERING RDG |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 6 WHISPERING HILLS EST #2; |
| Legal Subdivision | WHISPERING HILLS EST |
| Legal Lot Number | 6 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10600 |
12764 Whispering Rdg is owned and occupied by an individual who bought it in January 2019.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12764 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| Mar 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLLINS COMMUNITY CU |
| Jan 10, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on File |
| Deed Sale | Jan 10, 2019 · Amount on File |
| Prior Sale | Jun 27, 2017 · Amount on File |
| Deed Document Number | 2019-00000435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12764 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016458 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019-00016458 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12764 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003104 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020-00003104 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jan 10, 2019 |
| Property Address | 12764 WHISPERING RDG, DUBUQUE, IA 52002-9709 |
| Document Number | 0000000435 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 435 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10979 WHITETOP RD DUBUQUE IA 520039628, DUBUQUE, IA 52003-9628 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421,900 Land $69,300 Building $352,600 | $421,900 Land $69,300 Building $352,600 | |
| 2024 | $4,360.00 | ||
| 2023 | $372,900 (+13.8%) Land $66,000 Building $306,900 | $372,900 Land $66,000 Building $306,900 | |
| 2022 | $4,618.00 | $327,670 Land $55,040 Building $272,630 | |
| 2021 | $327,670 Land $55,040 Building $272,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12764 Whispering Rdg in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12764 Whispering Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, Nextlink.
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