Dubuque County property record for 12670 Whispering Rdg, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,652 sqft · built 2003 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,328 (2024) |
| Deeds & Mortgages | May 2017 Mortgage Apr 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-303-004 |
| Primary APN | 06-33-303-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 195 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 12670 WHISPERING RDG |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 8 WHISPERING HILLS EST #2; |
| Legal Subdivision | WHISPERING HILLS EST |
| Legal Lot Number | 8 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10600 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU |
| Sep 13, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 |
| Deed Sale | Nov 29, 2017 |
| Deed Document Number | 2017-00014760 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005060 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017-00005060 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003949 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019-00003949 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 23, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006510 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-00006510 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Document Number | 0000018238 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-00018238 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 17, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Sep 13, 2019 |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Document Number | 0000010886 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 10886 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12670 WHISPERING RDG DUBUQUE IA 520029754, DUBUQUE, IA 52002-9754 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 29, 2017 |
| Property Address | 12670 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Document Number | 0000014760 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 14760 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12670 WHISPERING RDG DUBUQUE IA 520029754, DUBUQUE, IA 52002-9754 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336,200 (+14.04%) Land $67,400 Building $268,800 | $336,200 (+14.04%) Land $67,400 Building $268,800 | |
| 2024 | $3,328.00 (-4.64%) | ||
| 2023 | $294,800 (+14.94%) Land $64,200 Building $230,600 | $294,800 (+14.94%) Land $64,200 Building $230,600 | |
| 2022 | $3,490.00 Homeowner's exemption | $256,490 Land $53,500 Building $202,990 | |
| 2021 | $256,490 Land $53,500 Building $202,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, Nextlink.
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