Montgomery County property record for 12722 Saddlebrook Dr, Silver Spring, MD 20906 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Bi-Level |
| Year Built | Built 1966 |
| Square Footage | 3,390 sqft Living Area |
| Lot Size | 9,624 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $479,900 (2018) |
| Tax Bill | $7,636.00 (2025) |
Source: Montgomery County records · APN 13-01414333
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Jul 10, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Deed Book / Page | 56289 / 451 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0659710117 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 65971/117 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC |
| Name | Verified Name |
|---|---|
| Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Document Number | 0625900163 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 62590/163 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | ERIC BOUTCH |
| Document Number | 0592380398 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 59238/398 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 10, 2018 |
| Property Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Document Number | 0562890451 |
| Book / Page | 56289 / 451 |
| Map Reference | MB72 PL6956 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FEDERA TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,198.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12722 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352 |
| Document Number | 0056289457 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 56289/457 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,267 (+1.97%) | $691,000 (+5.92%) Land $176,800 Building $514,200 | |
| 2025 | $7,636.00 (+67.64%) | $652,400 (+19.57%) Land $176,800 Building $475,600 | $652,400 (-) Land $176,800 Building $475,600 |
| 2023 | $545,600 | $652,400 Land $176,800 Building $475,600 | |
| 2022 | $4,555.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-01414333 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,390 sqft Living Area |
| 1st Floor | 1,847 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,624 sqft (0.221 acres) |
| Patio Area | 600 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01414333 |
|---|---|
| Street Address | 12722 SADDLEBROOK DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-3352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAYHILL SOUTH |
| Legal Subdivision | LAYHILL SOUTH |
| Legal Block | E |
| Legal Lot Number | 38 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 13 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 703222 |
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