12714 Saddlebrook Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12714 Saddlebrook Dr, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,590 sqft · built 1966
Lot Size	0.261 acres (11,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,283 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01414184`

Property Details

APN / Parcel Number

Primary APN	`13-01414184`
Alternative APN	`01414184`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,375 sqft (0.261 acres)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01414184
Street Address	12714 SADDLEBROOK DR
City	SILVER SPRING
State	MD
Zip	20906-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYHILL SOUTH
Legal Subdivision	LAYHILL SOUTH
Legal Block	E
Legal Lot Number	42
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	703222

Owner

Source: Montgomery County records · APN 13-01414184

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12714 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2009
Deed Sale	Feb 26, 2009
Prior Sale	Jul 17, 2002
Deed Document Number	20095015
Last Transfer Date	Apr 23, 2011
Transfer Doc	0416380180
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12714 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0537670390
Date	Feb 09, 2017
Book Page	53767/390

Lender

Name	ATLANTIC FINANCIAL INC
Type	Funding / Finance Company
Address	BELTSVILLE, MD 20705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 01, 2031

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,900 (+1.7%)	$562,100 (+5.1%) Land $180,800 Building $381,300
2025	$6,283.00 (-2.33%)	$534,800 (+17.31%) Land $180,800 Building $354,000	$534,800 (-) Land $180,800 Building $354,000
2024	$6,433.00 (+41.2%)
2023		$455,867	$534,800 Land $180,800 Building $354,000
2022	$4,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.