12726 Saddlebrook Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12726 Saddlebrook Dr, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,748 sqft · built 1965
Lot Size	0.234 acres (10,206 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2021)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01415100`

Property Details

APN / Parcel Number

Primary APN	`13-01415100`
Alternative APN	`01415100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,206 sqft (0.234 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01415100
Street Address	12726 SADDLEBROOK DR
City	SILVER SPRING
State	MD
Zip	20906-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYHILL SOUTH
Legal Subdivision	LAYHILL SOUTH
Legal Block	E
Legal Lot Number	36
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	703222

Owner

Source: Montgomery County records · APN 13-01415100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12726 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Book / Page	63321 / 174
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 22, 2021
Property Address	12726 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352
Document Number	0633210174
Book / Page	63321 / 174
Map Reference	MB 72 PL 6956
Instrument Date	Jun 02, 2021
Transaction Type	Transfer
Record Updated	Jul 09, 2021
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12726 SADDLEBROOK DR, SILVER SPRING, MD 20906-3352

Mortgage

Document Number	63321180
Date	Jun 22, 2021
Instrument	63321/180

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,700 (+1.84%)	$603,700 (+5.51%) Land $178,500 Building $425,200
2025	$6,394.00 (+42.88%)	$572,200 (+23.46%) Land $178,500 Building $393,700	$572,200 (-) Land $178,500 Building $393,700
2023		$463,467	$572,200 Land $178,500 Building $393,700
2022	$4,475.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.