12722 Legacy Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12722 Legacy Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,096 sqft · built 2019
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$806,206 (Aug 2019)
Tax Bill	$8,902 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-253306`

Property Details

APN / Parcel Number

Primary APN	`03-253306`
Alternative APN	`253306`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,096 sqft Total Area
Basement Area	1,554 sqft
Finished Basement	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Built-in
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253306
Street Address	12722 LEGACY DR
City	DUNKIRK
State	MD
Zip	20754-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 41 PLAT 7 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES/TWIN SHIELD
Legal Lot Number	41
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12722 LEGACY DR, DUNKIRK, MD 20754-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 7, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	0000540926
Deed Book / Page	5409 / 26
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12722 LEGACY DR, DUNKIRK, MD 20754-2815
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12722 LEGACY DR, DUNKIRK, MD 20754-2815

Mortgage

Document Number	0061440459
Date	Nov 17, 2021
Book Page	6144/459

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 6, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12722 LEGACY DR, DUNKIRK, MD 20754-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056960291
Date	Sep 14, 2020
Book Page	5696/291

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 7, 2019
Property Address	12722 LEGACY DR, DUNKIRK, MD 20754-2815
Document Number	0054090026
Book / Page	005409 / 000026
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$806.21
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8008 SILVER FOX WAY CHESAPEAKE BEACH MD 207324653, CHESAPEAKE BEACH, MD 20732-4653

Mortgage

Document Number	54090035
Date	Aug 7, 2019
Book Page	005409/000035

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,902.00	$856,800	$990,600 Land $198,600 Building $792,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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