12682 Legacy Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12682 Legacy Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,956 sqft · built 2018
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$741,610 (Sep 2018)
Tax Bill	$8,474 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-253314`

Property Details

APN / Parcel Number

Primary APN	`03-253314`
Alternative APN	`253314`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,956 sqft Total Area
Basement Area	1,215 sqft
Finished Basement	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	504 sqft
Gazebo	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253314
Street Address	12682 LEGACY DR
City	DUNKIRK
State	MD
Zip	20754-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 45 PLAT 9 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES/TWIN SHIELDS 9
Legal Lot Number	45
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records · APN 03-253314

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12682 LEGACY DR, DUNKIRK, MD 20754-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 10, 2018	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	0005248440
Deed Book / Page	5248 / 440
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12682 LEGACY DR, DUNKIRK, MD 20754-2814
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058940455
Date	Mar 16, 2021
Book Page	5894/455

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12682 LEGACY DR, DUNKIRK, MD 20754-2814
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059110302
Date	Mar 29, 2021
Book Page	5911/302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12682 LEGACY DR, DUNKIRK, MD 20754-2814
Document Number	0055180159
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12682 LEGACY DR DUNKIRK MD 207542814, DUNKIRK, MD 20754-2814

Mortgage

Document Number	0055180159
Date	Jan 28, 2020
Book Page	005518/000159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2018
Property Address	12682 LEGACY DR, DUNKIRK, MD 20754-2814
Document Number	0052480440
Book / Page	005248 / 000440
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12682 LEGACY DR DUNKIRK MD 207542814, DUNKIRK, MD 20754-2814

Mortgage

Document Number	52480450
Date	Sep 10, 2018
Book Page	005248/000450

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,474.00 Homeowner's exemption	$815,600	$961,600 Land $199,200 Building $762,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 51 locations within half a mile of this property.

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