12672 Legacy Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12672 Legacy Dr, Dunkirk, MD 20754 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,696 sqft · built 2018
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (May 2026)
Tax Bill	$13,709 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-253315`

Property Details

APN / Parcel Number

Primary APN	`03-253315`
Alternative APN	`253315`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,696 sqft Total Area
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Built-in
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Slab
Porch Area	372 sqft
Deck Area	584 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253315
Street Address	12672 LEGACY DR
City	DUNKIRK
State	MD
Zip	20754-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 46 PLAT 9 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES AT TWIN SHIELDS
Legal Lot Number	46
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records · APN 03-253315

Assessment roll updated July 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12672 LEGACY DR, DUNKIRK, MD 20754-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 08, 2026	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONEWEST BANK FSB
Sep 10, 2018	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6898 / 12
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 08, 2026
Property Address	12672 LEGACY DR, DUNKIRK, MD 20754-2814
Document Number	6898000012
Book / Page	6898 / 12
Instrument Date	May 01, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12672 LEGACY DR, DUNKIRK, MD 20754-2814
Investor	Possibly a Property Investor

Mortgage

Document Number	6898000020,
Date	May 08, 2026
Book Page	6898/20

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12672 LEGACY DR, DUNKIRK, MD 20754-2814
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054850424
Date	Dec 04, 2019
Book Page	5485/424

Lender

Name	ONEWEST BANK FSB
Type	Bank
Address	PASADENA, CA 91103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2018
Property Address	12672 LEGACY DR, DUNKIRK, MD 20754-2814
Document Number	0052490488
Book / Page	005249 / 000488
Instrument Date	Aug 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$942.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12672 LEGACY DR DUNKIRK MD 207542814, DUNKIRK, MD 20754-2814

Mortgage

Document Number	52490496
Date	Sep 10, 2018
Book Page	005249/000496

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,709.00 (+27.09%)	$1,244,400 (+19.85%) Land $215,500 Building $1,028,900	$1,244,400 (-) Land $215,500 Building $1,028,900
2023	$10,787.00	$1,038,267	$1,244,400 Land $215,500 Building $1,028,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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