12712 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12712 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Trust Name on File
Last Sale	$270,000 (Sep 2012)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-087-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-087-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,222 sqft
Basement Area	2,222 sqft
Unfinished Basement	2,222 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	399 sqft
Deck Area	Deck Area
Patio Area	1,880 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12712 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 87 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE #3
Legal Phase	3
Legal Lot Number	87
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2051
Census Tract	10300

Owner

12712 Ospreys Way is owner-occupied and held in a trust since October 2019.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2012 · Amount on File
Deed Sale	Sep 18, 2012 · Amount on File
Prior Sale	May 27, 2011 · Amount on File
Deed Document Number	20125189460
Last Transfer Date	Oct 23, 2019
Transfer Doc	5285707
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863

Mortgage

Document Number	0005329339
Date	Sep 23, 2022
Instrument	5329339

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5311486
Date	Jun 17, 2021
Instrument	5311486

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Nov 6, 2019
Property Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	5285707
Map Reference	LB 10 PG 28
Instrument Date	Oct 23, 2019
Instrument	5285707
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12712 OSREYS WAY, DEWITT, MI 48820-7863

Mortgage

Document Number	5285708
Date	Nov 6, 2019
Instrument	5285708

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12712 OSPREYS WAY, DEWITT, MI 48820-7863
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5255940
Date	Jul 12, 2017
Instrument	5255940

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	MALINTA, OH 43535

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12712 Ospreys Way was $2,151 with a homeowner's exemption, down 69.4% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,800 (+10.81%) Land $34,050 Building $244,750	$557,600 (+10.81%) Land $68,100 Building $489,500
2025	$2,151.00 (-69.39%) Homeowner's exemption	$251,600 Land $32,750 Building $218,850	$503,200 Land $65,500 Building $437,700
2024	$7,028.00 (+10.38%)
2023	$6,367.00 Homeowner's exemption	$216,700	$433,400
2022	$6,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12712 Ospreys Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12712 Ospreys Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ospreys Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures