12715 Emerald Ave, Cutler, CA 93615 Property Records

Tulare County property record for 12715 Emerald Ave, Cutler, CA 93615

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1961
Lot Size	0.211 acres (9,200 sqft)
Owner	Company Name on Record
Last Sale	$198,000 (Sep 2020)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`032-103-012-000`

Property Details

APN / Parcel Number

Primary APN	`032-103-012-000`
Alternative APNs	`032-103-012` `03210312000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	9,200 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032-103-012
Street Address	12715 EMERALD AVE
City	CUTLER
State	CA
Zip	93615-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 56 LT 14
Legal Subdivision	TRACT 56
Legal Tract	56
Legal Lot Number	14
Jurisdiction	TULARE CA
Township / Civil Division	OROSI-CUTLER
Census Block Group	2
Census Block	2008
Census Tract	600

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7726 N 1ST ST, FRESNO, CA 93720-0989
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage JOHN LUPO
Jun 1, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FRANCO FERRANDI ETUX
Jun 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FRANCO FERRANDI ETAL
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	202054754
Prior Transfer Date	Sep 6, 2020
Prior Transfer Doc	0000054754
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	12715 EMERALD AVE, CUTLER, CA 93615-2029
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 W NEES AVE 246, 246, FRESNO, CA 93711-6175

Mortgage

Document Number	0000009344
Date	Feb 29, 2024
Instrument	2024-0009344

Lender

Name	JOHN LUPO
Type	Private Party
Address	700 E SHAW AVE, FRESNO, CA 93710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	Jun 1, 2022
Property Address	12715 EMERALD AVE, CUTLER, CA 93615-2029
Document Number	0000035616
Map Reference	MB 19 PG 107
Instrument Date	May 18, 2022
Instrument	2022-0035616
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7726 N 1ST ST, FRESNO, CA 93720-0989

Mortgage

Document Number	0000035617
Date	Jun 1, 2022
Instrument	2022-0035617

Lender

Name	FRANCO FERRANDI ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	12715 EMERALD AVE, CUTLER, CA 93615-2029
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 W NEES AVE, FRESNO, CA 93711-6168

Mortgage

Document Number	0000041565
Date	Jun 4, 2021
Instrument	2021-0041565

Lender

Name	FRANCO FERRANDI ETAL
Type	Private Party
Address	11770 BERNARDO PLAZA CT STE 205, SAN DIEGO, CA 92128

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Sep 11, 2020
Property Address	12715 EMERALD AVE, CUTLER, CA 93615-2029
Document Number	0000054754
Instrument Date	Sep 6, 2020
Instrument	54754
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7726 N 1ST ST #412 FRESNO CA 937200989, 412, FRESNO, CA 93720-0989

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Unified School District	Cutler-Orosi Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,294 (+2%) Land $49,683 Building $165,611
2025	$2,263.00 (+2.54%)	$211,073 (+4.04%) Land $48,709 Building $162,364
2024	$2,207.00 (+1.89%)
2023	$2,166.00 (+3.34%)	$202,878 Land $46,818 Building $156,060
2022	$2,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUTLER PUD serves 6,200 people · EPA ID CA5410001
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Wireless Internet Services Fixed Wireless	100 / 50

May also be available: AT&T, GeoLinks, Verizon.

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