12710 Laurel St, Unit 116, Lakeside, CA 92040 Property Records

San Diego County property record for 12710 Laurel St, Unit 116, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2020)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-16`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12710 LAUREL ST, 116
City	LAKESIDE
State	CA
Zip	92040-2114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US116PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	LAKESIDE #3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12710 Laurel St, Unit 116 is owned and occupied by an individual who acquired it in February 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12710 LAUREL ST, 116, LAKESIDE, CA 92040-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Feb 28, 2024	Intrafamily Transfer, Transfer
Oct 16, 2020	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	2020632312
Last Transfer Date	Feb 26, 2024
Transfer Doc	0000049764
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	12710 LAUREL ST, 116, LAKESIDE, CA 92040-2114
Document Number	0000133343
Instrument Date	May 8, 2026
Instrument	2026133343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST, 116, LAKESIDE, CA 92040-2114
Investor	Possibly a Property Investor

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2024
Property Address	12710 LAUREL ST UNIT 116, 116, LAKESIDE, CA 92040-2114
Document Number	0000049764
Map Reference	MAP 9961
Instrument Date	Feb 26, 2024
Instrument	2024-0049764
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST UNIT 116, 116, LAKESIDE, CA 92040-2114

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2020
Property Address	12710 LAUREL ST UNIT 116, 116, LAKESIDE, CA 92040-2114
Document Number	0000632312
Map Reference	MAP 9961
Instrument Date	Sep 27, 2020
Instrument	2020-0632312
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12710 LAUREL ST UNIT 116, 116, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000632313
Date	Oct 16, 2020
Instrument	2020-0632313

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000632315
Date	Oct 16, 2020
Instrument	2020-0632315

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12710 LAUREL ST UNIT 116, 116, LAKESIDE, CA 92040-2114
Document Number	0000105001
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12710 LAUREL ST #116 LAKESIDE CA 920402114, 116, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000105001
Date	Mar 7, 2017
Instrument	105001

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12710 Laurel St, Unit 116 was $4,336 with a homeowner's exemption, up 1.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,138 (+2%) Land $107,215 Building $201,923
2025	$4,336.00 (+1.52%) Homeowner's exemption	$303,077 Land $105,113 Building $197,964
2024	$4,271.00 (+3.92%)
2023	$4,110.00 (+2.11%)	$291,310 Land $101,032 Building $190,278
2022	$4,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12710 Laurel St, Unit 116 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 Laurel St, Unit 116 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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