12710 Laurel St, Unit 112, Lakeside, CA 92040 Property Records

San Diego County property record for 12710 Laurel St, Unit 112, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Oct 2017)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-12`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-12`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12710 LAUREL ST, 112
City	LAKESIDE
State	CA
Zip	92040-2114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US112PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	SAN DIEGO 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12710 Laurel St, Unit 112 is owned and occupied by two individuals who bought it in October 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12710 LAUREL ST, 112, LAKESIDE, CA 92040-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 30, 2017	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	2017505777
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	12710 LAUREL ST UNIT 112, 112, LAKESIDE, CA 92040-2114
Document Number	0000107026
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12710 LAUREL ST #112 LAKESIDE CA 920402114, 112, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000107026
Date	Mar 2, 2020
Instrument	107026

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12710 LAUREL ST UNIT 112, 112, LAKESIDE, CA 92040-2114
Document Number	0000107027
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12710 LAUREL ST #112 LAKESIDE CA 920402114, 112, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000107027
Date	Mar 2, 2020
Instrument	107027

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2017
Property Address	12710 LAUREL ST UNIT 112, 112, LAKESIDE, CA 92040-2114
Document Number	0000505777
Map Reference	MAP9961
Instrument Date	Oct 7, 2017
Instrument	2017-0505777
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12710 LAUREL ST UNIT 112, 112, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000505778
Date	Oct 30, 2017
Instrument	2017-0505778

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12710 Laurel St, Unit 112 was $3,884 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,410 (+2%) Land $127,661 Building $142,749
2025	$3,884.00 Homeowner's exemption	$265,108 Land $125,158 Building $139,950
2023	$3,599.00 (+2.27%) Homeowner's exemption	$254,815 Land $120,299 Building $134,516
2022	$3,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12710 Laurel St, Unit 112 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 Laurel St, Unit 112 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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