12710 Laurel St, Unit 113, Lakeside, CA 92040 Property Records

San Diego County property record for 12710 Laurel St, Unit 113, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2022)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-13`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12710 LAUREL ST, 113
City	LAKESIDE
State	CA
Zip	92040-2114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US113PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	SAN DIEGO 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12710 Laurel St, Unit 113 is owned and occupied by an individual who bought it in March 2022.

Source: San Diego County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12710 LAUREL ST, 113, LAKESIDE, CA 92040-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 25, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 27, 2019	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
Dec 27, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Dec 27, 2019 · Amount on File
Deed Document Number	2022132561
Prior Transfer Date	Mar 7, 2016
Prior Transfer Doc	0000105660
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2022
Property Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114
Document Number	0000132562
Map Reference	MAP 9961
Instrument Date	Mar 23, 2022
Instrument	2022-0132562
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2022
Property Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114
Document Number	0000132561
Map Reference	MAP 9961
Instrument Date	Mar 2, 2022
Instrument	2022-0132561
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000132563
Date	Mar 25, 2022
Instrument	2022-0132563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST 113, 113, LAKESIDE, CA 92040-2114

Mortgage

Document Number	0000715629
Date	Nov 16, 2020
Instrument	2020-0715629

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2019
Property Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114
Document Number	0000610164
Instrument Date	Dec 10, 2019
Instrument	610164
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	259 FREDRICKS AVE OCEANSIDE CA 920581521, OCEANSIDE, CA 92058-1521

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2019
Property Address	12710 LAUREL ST UNIT 113, 113, LAKESIDE, CA 92040-2114
Document Number	0000610165
Instrument Date	Dec 3, 2019
Instrument	610165
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 LAUREL ST #113 LAKESIDE CA 920402114, 113, LAKESIDE, CA 92040-2114

Mortgage

Document Number	610166
Date	Dec 27, 2019
Instrument	610166

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12710 Laurel St, Unit 113 was $6,117.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,617 (+2%) Land $164,425 Building $290,192
2025	$6,117.00	$445,703 Land $161,201 Building $284,502
2023	$5,318.00 (+42.08%)	$394,000 Land $142,000 Building $252,000
2022	$3,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12710 Laurel St, Unit 113 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 Laurel St, Unit 113 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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