1271 FM 3496, Gainesville, TX 76240 Property Records

Cooke County property record for 1271 FM 3496, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	5 bd · 5 ba · 4,182 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,400 (Aug 2019)
Tax Bill	$15,098 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0872-010-00000`

Property Details

APN / Parcel Number

Primary APN	`0872-010-00000`
Alternative APN	`56661`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	4,182 sqft Living Area
Gross Area	11,215 sqft
1st Floor Area	4,182 sqft
Safe Room	Safe Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	999 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	1,095 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0872-010-00000
Street Address	1271 FM 3496
City	GAINESVILLE
State	TX
Zip	76240-8502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RHODES WR 0872 ACRES 1.0
Legal Subdivision	RHODES WR
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2028
Census Tract	702

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1271 FM 3496, GAINESVILLE, TX 76240-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · ARM LANDMARK BANK
Aug 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage LANDMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	201994603
Deed Book / Page	2278 / 617
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000094603
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1271 FM 3496, GAINESVILLE, TX 76240-8502
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002278/643
Date	Aug 20, 2019
Book Page	2278/643
Instrument	00094605

Lender

Name	LANDMARK BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.25%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 20, 2019
Property Address	1271 FM 3496, GAINESVILLE, TX 76240-8502
Document Number	2278/617
Book / Page	2278 / 617
Instrument Date	Aug 16, 2019
Instrument	00094603
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 NOWETA PLACE, 122, LAKEWAY, TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 FM 3496, GAINESVILLE, TX 76240-8502

Mortgage

Document Number	00094604
Date	Aug 20, 2019
Instrument	00094604

Lender

Name	LANDMARK BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,098.00 (+38.87%) Homeowner's exemption	$1,090,490 (+24.96%) Land $70,028 Building $1,020,462	$1,090,490 (+24.96%) Land $70,028 Building $1,020,462
2025	$10,872.00 (+12.51%) Homeowner's exemption	$872,686 (+16.3%) Land $56,828 Building $815,858	$872,686 (+2.27%) Land $56,828 Building $815,858
2024	$9,663.00 (-0.76%)
2023		$750,371	$853,322 Land $37,764 Building $815,558
2022	$9,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 66% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: Verizon.

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