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12709 Treeridge Ter, Poway, CA 92064 Property Records

San Diego County property record for 12709 Treeridge Ter, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,259 sqft · built 1987
Lot Size0.331 acres (14,437 sqft)
Owner2 Individual Names on File
Last Sale$1,640,000 (Oct 2025)
Tax Bill$8,466 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN314-743-21-00

Property Details

APN / Parcel Number

Primary APN314-743-21-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,259 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood
Roof MaterialTile
Lot Area14,437 sqft (0.331 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12709 TREERIDGE TER
CityPOWAY
StateCA
Zip92064-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 83 TR 011507
Legal SubdivisionPOWAY #4191-R
Legal Tract011507
Legal Block1
Legal Lot Number83
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract17054

Owner

Source: San Diego County records · APN 314-743-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12709 TREERIDGE TER, POWAY, CA 92064-6426
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 16, 2025Grant Deed, Transfer · Conventional Mortgage
SECURE CHOICE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleApr 30, 2025 · Amount on Record
Deed Document Number2025290185
Prior Transfer DateJul 21, 2010
Prior Transfer Doc0000429781
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12709 TREERIDGE TER, POWAY, CA 92064-6426
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12709 TREERIDGE TER, POWAY, CA 92064-6426
InvestorPossibly a Property Investor

Mortgage

Document Number0000686011
DateSep 30, 2021
Instrument2021-0686011
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2025
Property Address12709 TREERIDGE TER, POWAY, CA 92064-6426
Document Number0000290185
Map ReferenceMAP 11507
Instrument DateSep 18, 2025
Instrument2025-0290185
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12709 TREERIDGE TER, POWAY, CA 92064-6426

Mortgage

Document Number0000290186
DateOct 16, 2025
Instrument2025-0290186
Lender
NameSECURE CHOICE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,640,000 (+122.28%) Land $1,160,000 Building $480,000
2025$8,466.00 (+4.86%) Homeowner's exemption$737,817 (+4.04%) Land $421,255 Building $316,562
2023$8,074.00 (+1.67%) Homeowner's exemption$709,169 Land $404,899 Building $304,270
2022$7,941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 500
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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