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12702 Treeridge Ter, Poway, CA 92064 Property Records

San Diego County property record for 12702 Treeridge Ter, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,957 sqft · built 1987
Lot Size0.497 acres (21,657 sqft)
Owner2 Company Names on File
Last Sale$380,000 (Jul 2000)
Tax Bill$6,602 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN314-743-19-00

Property Details

APN / Parcel Number

Primary APN314-743-19-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,957 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area21,657 sqft (0.497 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12702 TREERIDGE TER
CityPOWAY
StateCA
Zip92064-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC-2
Legal DescriptionLOT 81 TR 011507
Legal Subdivision4191-1R
Legal Tract011507
Legal Block1
Legal Lot Number81
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract17054

Owner

Source: San Diego County records · APN 314-743-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12702 TREERIDGE TER, POWAY, CA 92064-6425
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
Oct 07, 2022Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
INSPIRE HOME LOANS INC
Oct 15, 2019Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2000 · Amount on Record
Deed SaleJul 12, 2000 · Amount on Record
Prior SaleDec 14, 1994 · Amount on Record
Deed Document Number2000368047
Last Transfer DateOct 01, 2025
Transfer Doc0000288009
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2025
Property Address12702 TREERIDGE TER, POWAY, CA 92064-6425
Document Number0000288009
Map ReferenceMAP 11507
Instrument DateOct 01, 2025
Instrument2025-0288009
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12702 TREERIDGE TER, POWAY, CA 92064-6425

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12702 TREERIDGE TER, POWAY, CA 92064-6425
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12702 TREERIDGE TER, POWAY, CA 92064-6425

Mortgage

Document Number0000391963
DateOct 07, 2022
Instrument2022-0391963
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 06, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12702 TREERIDGE TER, POWAY, CA 92064-6425
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12702 TREERIDGE TER, POWAY, CA 92064-6425

Mortgage

Document Number0000795272
DateNov 17, 2021
Instrument2021-0795272
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12702 TREERIDGE TER, POWAY, CA 92064-6425
Document Number0000472409
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12702 TREERIDGE TER POWAY CA 920646425, POWAY, CA 92064-6425

Mortgage

Document Number0000472409
DateOct 21, 2019
Instrument472409
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 20, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$584,031 (+2%) Land $276,644 Building $307,387
2025$6,602.00 (+4.84%) Homeowner's exemption$572,580 (+4.04%) Land $271,220 Building $301,360
2023$6,297.00 (+1.66%) Homeowner's exemption$550,347 Land $260,689 Building $289,658
2022$6,194.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 336 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 500
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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