12709 E 37th Ter Ct S, Independence, MO 64055 Property Records

Jackson County property record for 12709 E 37th Ter Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,512 sqft · built 1982
Lot Size	0.4 acres (17,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2021)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-310-15-37`

Property Details

APN / Parcel Number

Primary APN	`33-310-15-37`
Alternative APNs	`33-310-15-37-00-0-00-000` `33310153700000001` `878243`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,512 sqft Living Area
1st Floor Area	1,769 sqft
Basement Area	2,451 sqft
Finished Basement	916 sqft
Unfinished Basement	1,535 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,415 sqft (0.4 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	375 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878243
Street Address	12709 E 37TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSGATE LOT 15
Legal Subdivision	RAMSGATE
Legal Block	4
Legal Lot Number	15
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4012
Census Tract	12200

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12709 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	May 29, 1997
Deed Document Number	2021E127030
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	00E0127030
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2021
Property Address	12709 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Document Number	00E0127030
Instrument Date	Nov 8, 2021
Instrument	2021E0127030
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179

Mortgage

Document Number	00E0127031
Date	Nov 18, 2021
Instrument	2021E0127031

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,526 (-) Land $12,225 Building $85,301	$513,290 (-)
2025	$7,193.00 (+10.42%)	$97,526 (+7.21%) Land $12,225 Building $85,301	$513,290 (+7.21%)
2024	$6,514.00 (+2.24%)
2023	$6,371.00	$90,968 Land $10,621 Building $80,347	$478,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Wisper ISP.

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