12701 E 37th Ter Ct S, Independence, MO 64055 Property Records

Jackson County property record for 12701 E 37th Ter Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,745 sqft · built 1986
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Apr 2021)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-310-15-39`

Property Details

APN / Parcel Number

Primary APN	`33-310-15-39`
Alternative APNs	`33-310-15-39-00-0-00-000` `33310153900000001` `878245`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,745 sqft Living Area
1st Floor Area	644 sqft
Basement Area	1,414 sqft
Finished Basement	644 sqft
Unfinished Basement	770 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,075 sqft (0.277 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878245
Street Address	12701 E 37TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSGATE LOT 13
Legal Subdivision	RAMSGATE
Legal Block	4
Legal Lot Number	13
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4012
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1541, INDEPENDENCE, MO 64055-0541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jan 5, 2009 · Amount on Record
Deed Document Number	2021E36145
Prior Transfer Date	Sep 13, 1996
Prior Transfer Doc	0000000385
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 5, 2021
Property Address	12701 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Document Number	00E0036145
Instrument Date	Mar 30, 2021
Instrument	2021E0036145
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12701 E 37TH STREET CT S, INDEPENDENCE, MO 64055-3123
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0036146
Date	Apr 5, 2021
Instrument	2021E0036146

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 24, 2020
Property Address	12701 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Document Number	0000E87484
Instrument Date	Sep 14, 2020
Instrument	87484E
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12701 E 37TH TERRACE CT S INDEPENDENCE MO 640553179, INDEPENDENCE, MO 64055-3179

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12701 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Document Number	0000E76991
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12701 E 37TH TERRACE CT S INDEPENDENCE MO 640553179, INDEPENDENCE, MO 64055-3179

Mortgage

Document Number	0000E76991
Date	Sep 25, 2019
Instrument	76991E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,608 (-) Land $11,683 Building $58,925	$371,620 (-)
2025	$5,269.00 (+10.37%)	$70,608 (+7.22%) Land $11,683 Building $58,925	$371,620 (+7.22%)
2024	$4,774.00 (+2.23%)
2023	$4,670.00	$65,854 Land $7,081 Building $58,773	$346,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, T-Mobile, Verizon, Wisper ISP.

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