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12705 E 37th Ter Ct S, Independence, MO 64055 Property Records

Jackson County property record for 12705 E 37th Ter Ct S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,928 sqft · built 1988
Lot Size0.229 acres (9,968 sqft)
Owner2 Individual Names on Record
Tax Bill$7,655 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN33-310-15-38

Property Details

APN / Parcel Number

Primary APN33-310-15-38
Alternative APNs
  • 33-310-15-38-00-0-00-000
  • 33310153800000001
  • 878244

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,928 sqft Living Area
1st Floor Area2,806 sqft
Basement Area2,806 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,968 sqft (0.229 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area45 sqft
Deck Area180 sqft
Patio Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number878244
Street Address12705 E 37TH TERRACE CT S
CityINDEPENDENCE
StateMO
Zip64055-3179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMSGATE LOT 14
Legal SubdivisionRAMSGATE
Legal Block4
Legal Lot Number14
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4012
Census Tract12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12705 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Mar 29, 2022Warranty Deed, Transfer
SECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY LEE S

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2022
Deed SaleMar 29, 2022
Prior SaleJul 27, 2009 · Amount on Record
Deed Document Number2022E29656
Prior Transfer DateJun 15, 2005
Prior Transfer Doc00I0050634
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address12705 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12705 E 37TH TERRACE CT S 5, 5, INDEPENDENCE, MO 64055-3179

Mortgage

Document Number00E0031719
DateApr 4, 2022
Instrument2022E0031719
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMar 29, 2022
Property Address12705 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179
Document Number00E0029656
Instrument DateMar 25, 2022
Instrument2022E0029656
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY LEE S

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12705 E 37TH TERRACE CT S, INDEPENDENCE, MO 64055-3179

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,989 (-) Land $11,368 Building $92,621$547,310 (-)
2025$7,655.00 (+8.84%)$103,989 (+5.62%) Land $11,368 Building $92,621$547,310 (+5.62%)
2024$7,033.00 (+2.25%)
2023$6,878.00$98,460 Land $7,908 Building $90,552$518,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Google Fiber, T-Mobile, Verizon, Wisper ISP.

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