12703 Forest Ter, Choctaw, OK 73020 Property Records

Oklahoma County property record for 12703 Forest Ter, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,320 sqft · built 2018
Lot Size	0.294 acres (12,807 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jan 2026)
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-555-1210`

Property Details

APN / Parcel Number

Primary APN	`21-555-1210`
Alternative APNs	`1234-21-555-1210` `R215551210`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	753 sqft
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215551210
Street Address	12703 FOREST TER
City	CHOCTAW
State	OK
Zip	73020-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST GLEN NORTH SEC 3 BLK 009 LOT 022
Legal Range	01W
Legal Township	11N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	FOREST GLEN NORTH SEC 3
Legal Block	9
Legal Lot Number	22
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2003
Census Tract	108710

Owner

Source: Oklahoma County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1801 N WESTMINSTER DR, OKLAHOMA CITY, OK 73141-6225
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2020	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2026012701011473
Deed Book / Page	16359 / 399
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jan 27, 2026
Property Address	12703 FOREST TER, CHOCTAW, OK 73020-7740
Document Number	0001011473
Book / Page	16359 / 399
Instrument Date	Jan 22, 2026
Instrument	2026012701011473
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1801 N WESTMINSTER DR, OKLAHOMA CITY, OK 73141-6225

Mortgage

Document Number	0001011474
Date	Jan 27, 2026
Instrument	2026012701011474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jan 21, 2020
Property Address	12703 FOREST TER, CHOCTAW, OK 73020-7740
Document Number	0142410735
Book / Page	014241 / 000735
Instrument Date	Jan 16, 2020
Instrument	10090090
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12703 FOREST TER CHOCTAW OK 730207740, CHOCTAW, OK 73020-7740

Mortgage

Document Number	142410737
Date	Jan 21, 2020
Book Page	014241/000737
Instrument	10090100

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2035

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Midwest City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,331.00 (+8.95%)	$41,983 (+10.25%) Land $7,735 Building $34,248	$421,000 (+3.82%) Land $77,567 Building $343,433
2023	$4,893.00	$38,080 Land $6,622 Building $31,458	$405,500 Land $70,516 Building $334,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWEST CITY serves 55,935 people · EPA ID OK1020806
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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