1270 Prospect Pl, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1270 Prospect Pl, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1947
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2024)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Feb 2024 Sale & Line of Credit Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-0003-0088-00`

Property Details

APN / Parcel Number

Primary APN	`595-0003-0088-00`
Alternative APN	`0010300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	840 sqft
2nd Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1270 PROSPECT PL
City	CINCINNATI
State	OH
Zip	45231-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PL 50 X 119.66 PTS LOTS 39-40 CLOVERNOOKSUB
Legal Subdivision	CLOVERNOOKSUB
Legal Lot Number	39-40
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1270 PROSPECT PL, CINCINNATI, OH 45231-5525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · Line of Credit GOLDEN EMPIRE MORTGAGE INC
Nov 6, 2023	Intrafamily Transfer, Transfer
Sep 14, 2022	Warranty Deed, Transfer
Oct 29, 2019	Loan Modification, Mortgage · Conventional with PMI PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Feb 9, 2024 · Amount on Record
Deed Document Number	202426936
Deed Book / Page	15152 / 527
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0000078789
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 9, 2024
Property Address	1270 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000009045
Book / Page	15100 / 840
Map Reference	MB 21 PG 78
Instrument Date	Jan 30, 2024
Instrument	2024-0009045
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E JACKSON ST STE 3000, 3000, TAMPA, FL 33602-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GILMORE CT, FAIRFIELD TOWNSHIP, OH 45014-5001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009046
Date	Feb 9, 2024
Instrument	2024-0009046

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2025

Mortgage

Document Number	0000009046
Date	Feb 9, 2024
Book Page	15100/843
Instrument	2024-0009046

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	4165 WESTPORT RD STE 204, LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2025

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2023
Property Address	1270 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000078789
Book / Page	15037 / 1756
Map Reference	MB 21 PG 78
Instrument Date	Oct 31, 2023
Instrument	2023-0078789
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E JACKSON ST STE 3000, 3000, TAMPA, FL 33602-5207

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2022
Property Address	1270 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000087918
Book / Page	14751 / 1813
Map Reference	MB 21 PG 78
Instrument Date	Aug 31, 2022
Instrument	2022-0087918
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST STE 100, 100, NEWPORT BEACH, CA 92660-2841

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1270 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000104552
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 PROSPECT PL CINCINNATI OH 452315525, CINCINNATI, OH 45231-5525

Mortgage

Document Number	0000104552
Date	Nov 26, 2019
Book Page	014052/000651
Instrument	104552

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (+1.96%)	$50,383 (-) Land $7,245 Building $43,138	$143,950 (-) Land $20,700 Building $123,250
2024	$2,549.00 (-4.06%)	$50,383 (-) Land $7,245 Building $43,138
2023	$2,657.00 (+31.73%)	$50,383 (+78.6%) Land $7,245 Building $43,138	$143,950 (+78.6%) Land $20,700 Building $123,250
2022	$2,017.00 Homeowner's exemption	$28,210 Land $6,104 Building $22,106
2020			$80,600 Land $17,440 Building $63,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2017)
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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