1274 Prospect Pl, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1274 Prospect Pl, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,243 sqft · built 1946
Lot Size	0.196 acres (8,581 sqft)
Owner	Company Name on File
Last Sale	$112,000 (Jul 2023)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-0003-0152-00`

Property Details

APN / Parcel Number

Primary APN	`595-0003-0152-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
1st Floor Area	840 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,581 sqft (0.196 acres)
Lot Dimensions	173 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1274 PROSPECT PL
City	CINCINNATI
State	OH
Zip	45231-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PL 50 X 173.86 IRR PT LOTS 39-40-41 CLOVERNOOK SUB PARS 152- 186 CONS
Legal Subdivision	CLOVERNOOK SUB
Legal Lot Number	39-40-4 40
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

1274 Prospect Pl is owned by a company that bought it in July 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	101 COMMERCE PARK DR # A, A, DAYTON, OH 45404-1213
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit BPL MORTGAGE TRUST LLC
Jul 10, 2023	Special Warranty Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Feb 3, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Jul 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Feb 3, 2020 · Amount on File
Deed Document Number	0000047038
Deed Book / Page	14953 / 1167
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1274 PROSPECT PL, CINCINNATI, OH 45231-5525
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COMMERCE DR, LOVELAND, OH 45140-7701

Mortgage

Document Number	0000010292
Date	Feb 14, 2024
Book Page	15103/1201
Instrument	2024-0010292

Lender

Name	BPL MORTGAGE TRUST LLC
Type	Private Party
Address	1801 S MEYERS RD STE 400, OAKBROOK TERRACE, IL 60181

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2023
Property Address	1274 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000047038
Book / Page	14953 / 1167
Map Reference	MB 21 PG 78
Instrument Date	Apr 24, 2023
Instrument	2023-0047038
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COMMERCE DR UNIT A, A, LOVELAND, OH 45140-7701

Mortgage

Document Number	0000047039
Date	Jul 10, 2023
Instrument	2023-0047039

Lender

Name	QUANTA FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2020
Property Address	1274 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000011082
Book / Page	014096 / 000674
Instrument Date	Jan 13, 2020
Instrument	11082
Transaction Type	Foreclosure
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1274 PROSPECT PL CINCINNATI OH 452315525, CINCINNATI, OH 45231-5525

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2018
Property Address	1274 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000066683
Book / Page	013721 / 003163
Instrument Date	Jul 30, 2018
Instrument	66683
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1274 PROSPECT PL CINCINNATI OH 452315525, CINCINNATI, OH 45231-5525

Tax Assessment & Valuation

The 2025 property tax bill for 1274 Prospect Pl was $2,266.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00	$42,616 (-) Land $8,533 Building $34,083
2024	$2,266.00 (+4.23%)	$42,616 (-) Land $8,533 Building $34,083
2023	$2,174.00 (+15.27%)	$42,616 (+69.63%) Land $8,533 Building $34,083	$121,760 Land $24,380 Building $97,380
2022	$1,886.00 Homeowner's exemption	$25,123 Land $7,189 Building $17,934
2020			$71,780 Land $20,540 Building $51,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1274 Prospect Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2017)
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1274 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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