1262 Prospect Pl, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1262 Prospect Pl, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1947
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2023)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`595-0003-0151-00`

Property Details

APN / Parcel Number

Primary APN	`595-0003-0151-00`
Alternative APN	`0011785`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	840 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	924 sqft
Finished Basement	240 sqft
Unfinished Basement	684 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	119 ft deep x 52.7 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1262 PROSPECT PL
City	CINCINNATI
State	OH
Zip	45231-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT 52.73 X 119.66 IRR PTS LOTS 39-40 CLOVERNOOK SUB
Legal Subdivision	CLOVERNOOK SUB
Legal Lot Number	39-40
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

1262 Prospect Pl is owned and occupied by two individuals who bought it in August 2023.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1262 PROSPECT PL, CINCINNATI, OH 45231-5525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Mar 15, 2023 · Amount on File
Deed Document Number	202355293
Deed Book / Page	14974 / 316
Prior Transfer Date	Mar 8, 2023
Prior Transfer Doc	0000017570
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 8, 2023
Property Address	1262 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000055293
Book / Page	14974 / 316
Map Reference	MB 21 PG 78
Instrument Date	Aug 2, 2023
Instrument	2023-0055293
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1262 PROSPECT PL, CINCINNATI, OH 45231-5525

Mortgage

Document Number	0000055294
Date	Aug 8, 2023
Instrument	2023-0055294

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2023
Property Address	1262 PROSPECT PL, CINCINNATI, OH 45231-5525
Document Number	0000017571
Book / Page	14873 / 859
Map Reference	MB 21 PG 78
Instrument Date	Mar 10, 2023
Instrument	2023-0017571
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 HENESY LN, FAIRFIELD, OH 45014-3964

Tax Assessment & Valuation

The 2025 property tax bill for 1262 Prospect Pl was $1,920, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (+2.56%)	$37,023 (-) Land $6,279 Building $30,744	$105,780 Land $17,940 Building $87,840
2024	$1,872.00 (-0.9%)	$37,023 (-) Land $6,279 Building $30,744
2023	$1,889.00 (+14%)	$37,023 (+59.71%) Land $6,279 Building $30,744	$105,780 Land $17,940 Building $87,840
2022	$1,657.00 Homeowner's exemption	$23,181 Land $5,292 Building $17,889
2020			$66,230 Land $15,120 Building $51,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1262 Prospect Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2017)
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1262 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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