1270 Independence Rd, Coldwater, MS 38618 Property Records

Tate County property record for 1270 Independence Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,586 sqft · built 1977
Lot Size	9.6 acres (418,176 sqft)
Owner	2 Individual Names on File
Tax Bill	$562 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028 27 0001400`

Property Details

APN / Parcel Number

Primary APN	`028 27 0001400`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Building Area	1,586 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	418,176 sqft (9.6 acres)

Exterior Amenities

Deck Area	84 sqft
Shed	1 Shed
Shed Area	920 sqft
Utility Building	1,500 sqft

Location & Zoning

Street Address	1270 INDEPENDENCE RD
City	COLDWATER
State	MS
Zip	38618-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 LECEL S/D PT N 1/2 SW1/4
Legal Range	06
Legal Township	04
Legal Section	27
Legal Subdivision	LECEL S/D
Legal Lot Number	5
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

1270 Independence Rd is owned and occupied by two individuals.

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1270 INDEPENDENCE RD, COLDWATER, MS 38618-7840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	1270 INDEPENDENCE RD, COLDWATER, MS 38618-7840
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/3337
Date	Mar 25, 2024
Book Page	2024/3337

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2054

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (-44.08%)	$12,095 (+22.84%) Land $3,280 Building $8,815	$120,948 (+22.84%) Land $32,800 Building $88,148
2023	$1,005.00	$9,846 Land $3,280 Building $6,566	$98,462 Land $32,800 Building $65,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Independence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Independence Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20