1162 Independence Rd, Coldwater, MS 38618 Property Records

Tate County property record for 1162 Independence Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,490 sqft · built 2000
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on File
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028 27 0001300`

Property Details

APN / Parcel Number

Primary APN	`028 27 0001300`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,490 sqft Finished Area
1st Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	413,820 sqft (9.5 acres)
Deck Area	225 sqft
Utility Building	576 sqft

Location & Zoning

Street Address	1162 INDEPENDENCE RD
City	COLDWATER
State	MS
Zip	38618-7842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LECEL S/D
Legal Range	06
Legal Township	04
Legal Section	27
Legal Subdivision	LECEL S/D
Legal Lot Number	7
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

1162 Independence Rd is owned by an individual who acquired it in July 2009.

Source: Tate County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	7539 HIGHWAY 306, COLDWATER, MS 38618-5150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2009
Transfer Doc	2009/2608
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	1162 INDEPENDENCE RD, COLDWATER, MS 38618-7842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/4095
Date	Apr 20, 2017
Book Page	2017/4095

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1162 Independence Rd was $1,468.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00	$12,000 Land $3,250 Building $8,750	$120,003 Land $32,500 Building $87,503
2023	$1,278.00	$9,636 Land $3,250 Building $6,386	$96,360 Land $32,500 Building $63,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1162 Independence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1162 Independence Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20