Tate County property record for 1190 Independence Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,548 sqft · built 1964 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,429 (Jul 2026) |
| Tax Bill | $925 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028 27 0001301 |
| Primary APN | 028 27 0001301 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,548 sqft Finished Area |
| 1st Floor Area | 1,154 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 413,820 sqft (9.5 acres) |
| Deck Area | 156 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Utility Building | 1,440 sqft |
| Street Address | 1190 INDEPENDENCE RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-7842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 LECEL S/D PT N1/2 SW1/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 27 |
| Legal Subdivision | LECEL S/D |
| Legal Lot Number | 6 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950100 |
Source: Tate County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1190 INDEPENDENCE RD, COLDWATER, MS 38618-7842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2014 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 2522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jul 10, 2026 |
| Property Address | 1190 INDEPENDENCE RD, COLDWATER, MS 38618-7842 |
| Document Number | 2026002522 |
| Book / Page | 2026 / 2522 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 INDEPENDENCE RD, COLDWATER, MS 38618-7842 |
| Document Number | 2026010095, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2026/10095 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1190 INDEPENDENCE RD, COLDWATER, MS 38618-7842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/4045 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 2026/4045 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2051 |
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $925.00 (+18.74%) | $10,016 (+23.03%) Land $3,250 Building $6,766 | $100,163 (+23.03%) Land $32,500 Building $67,663 |
| 2023 | $779.00 | $8,141 Land $3,250 Building $4,891 | $81,414 Land $32,500 Building $48,914 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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