Bastrop County property record for 127 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,122 sqft · built 2020 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,994 (2024) |
| Deeds & Mortgages | Dec 2022 Sale Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8705976 |
| Primary APN | R8705976 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,122 sqft Living Area |
| Gross Area | 1,659 sqft |
| 1st Floor Area | 1,122 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 127 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK C, LOT 60, ACRES 0.200 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FOUR |
| Legal Block | C |
| Legal Lot Number | 60 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
127 Saranac Dr is owned by two individuals who acquired it in December 2022.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 RILEY RD, AUSTIN, TX 78746-5719 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Warranty Deed, Transfer |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2022 |
| Deed Sale | Dec 6, 2022 |
| Deed Document Number | 202224787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Dec 6, 2022 |
| Property Address | 127 SARANAC DR, ELGIN, TX 78621-2059 |
| Document Number | 0202224787 |
| Map Reference | DOC 201805361 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 202224787 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7407 GROVER AVE, AUSTIN, TX 78757-1913 |
| Name | Verified Name |
|---|---|
| Address | 403 RILEY RD, AUSTIN, TX 78746-5719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 127 SARANAC DR, ELGIN, TX 78621-2059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Name | Verified Name |
|---|
| Document Number | 202013291 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 202013291 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,616 Land $76,143 Building $189,473 | $265,616 Land $76,143 Building $189,473 | |
| 2024 | $6,994.00 (-2.26%) | ||
| 2023 | $7,156.00 (+52.78%) | $309,010 Land $76,143 Building $232,867 | $309,010 Land $76,143 Building $232,867 |
| 2022 | $4,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Saranac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Saranac Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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