121 Saranac Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 121 Saranac Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,529 sqft · built 2019
Lot Size0.164 acres (7,144 sqft)
Owner2 Individual Names on Record
Last Sale$366,930 (Jun 2022)
Tax Bill$5,644 (2025)
Deeds & MortgagesJun 2022 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR8705979

Property Details

APN / Parcel Number

Primary APNR8705979

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,529 sqft Living Area
Gross Area2,097 sqft
1st Floor Area1,529 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area7,144 sqft (0.164 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address121 SARANAC DR
CityELGIN
StateTX
Zip78621-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK C, LOT 63, ACRES 0.164
Legal SubdivisionSARATOGA FARMS SUBDIVISION SECTION FOUR
Legal BlockC
Legal Lot Number63
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2058
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 SARANAC DR, ELGIN, TX 78621-2059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Vendor's Lien, Transfer · FHA Mortgage
SWBC MORTGAGE CORP
Sep 30, 2019Vendor's Lien, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleSep 30, 2019 · Amount on Record
Deed Document Number202214212
Record UpdatedSep 20, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateJun 22, 2022
Property Address121 SARANAC DR, ELGIN, TX 78621-2059
Document Number0202214212
Map ReferenceCAB 6 PG 84A
Instrument DateJun 21, 2022
Instrument202214212
Transaction TypeTransfer
Record UpdatedJul 5, 2022
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address991 W FM 303, 991, MEADOW, TX 79345-5942

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 SAVANAC DR, ELGIN, TX 78621-2059

Mortgage

Document Number0202214213
DateJun 22, 2022
Instrument202214213
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateSep 30, 2019
Property Address121 SARANAC DR, ELGIN, TX 78621-2059
Document Number201915116
Map ReferenceDOC 201913747
Instrument DateSep 30, 2019
Instrument201915116
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyPLATINUM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 SARANAC DR, ELGIN, TX 78621-2059

Mortgage

Document Number201915117
DateSep 30, 2019
Instrument201915117
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,644.00 (-32.02%) Homeowner's exemption$297,591 (-16.99%) Land $68,795 Building $228,796$297,591 (-16.99%) Land $68,795 Building $228,796
2023$8,302.00 (+35.65%)$358,491 Land $68,795 Building $289,696$358,491 Land $68,795 Building $289,696
2022$6,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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