Bastrop County property record for 126 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,578 sqft · built 2020 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,511 (Dec 2024) |
| Tax Bill | $5,704 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8706000 |
| Primary APN | R8706000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,115 sqft |
| 1st Floor Area | 1,578 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 17,206 sqft (0.395 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 126 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK D, LOT 14, ACRES 0.395 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FOUR |
| Legal Block | D |
| Legal Lot Number | 14 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 950202 |
126 Saranac Dr is owned and occupied by two individuals who bought it in December 2024.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 SARANAC DR, ELGIN, TX 78621-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on File |
| Deed Sale | Dec 3, 2024 · Amount on File |
| Prior Sale | Aug 21, 2020 · Amount on File |
| Deed Document Number | 202419280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Aug 21, 2020 |
| Property Address | 126 SARANAC DR, ELGIN, TX 78621-2061 |
| Document Number | 202014109 |
| Map Reference | CAB 6 PG 84A |
| Instrument Date | Aug 21, 2020 |
| Instrument | 202014109 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 SARANAC DR, ELGIN, TX 78621-2061 |
| Document Number | 202014110 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 202014110 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 126 Saranac Dr was $5,704.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,704.00 Homeowner's exemption | $300,000 Land $85,343 Building $214,657 | $300,000 Land $85,343 Building $214,657 |
| 2023 | $6,487.00 (-9.58%) Homeowner's exemption | $381,140 Land $85,343 Building $295,797 | $381,140 Land $85,343 Building $295,797 |
| 2022 | $7,174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Saranac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Saranac Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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