127 Riverside Dr, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 127 Riverside Dr, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 1971
Lot Size	0.279 acres (12,162 sqft)
Owner	2 Individual Names on File
Last Sale	$730,100 (Jul 2020)
Tax Bill	$21,896 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00222-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00222-0000-00002`
Alternative APNs	`030022200002` `2089007`

Interior

Stories	2 Stories
Building Area	2,664 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	12,162 sqft (0.279 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2089007
Street Address	127 RIVERSIDE DR
City	CRANFORD
State	NJ
Zip	07016-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	222
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5029
Census Tract	37000

Owner

127 Riverside Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 RIVERSIDE DR, CRANFORD, NJ 07016-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	2020326346
Deed Book / Page	6375 / 754
Prior Transfer Date	Sep 29, 2000
Prior Transfer Doc	0000086234
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 27, 2020
Property Address	127 RIVERSIDE DR, CRANFORD, NJ 07016-2226
Document Number	0063750754
Book / Page	6375 / 754
Instrument Date	Jul 15, 2020
Instrument	326346
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.65
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 MOUNTAIN BLVD APT 303, 680, WATCHUNG, NJ 07069-6272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RIVERSIDE DR, CRANFORD, NJ 07016-2226

Mortgage

Document Number	695565
Date	Jul 27, 2020
Instrument	695565

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 127 Riverside Dr was $21,896, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,100 (-) Land $102,600 Building $199,500	$302,100 (-) Land $102,600 Building $199,500
2025	$21,896.00 (+6.92%)	$302,100 Land $102,600 Building $199,500	$302,100 Land $102,600 Building $199,500
2024	$20,479.00
2023		$302,100 Land $102,600 Building $199,500	$302,100 Land $102,600 Building $199,500
2022	$19,974.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Riverside Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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