304 Riverside Dr, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 304 Riverside Dr, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,202 sqft · built 1936
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2022)
Tax Bill	$9,263 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-00217-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`03-00217-0000-00001`
Alternative APNs	`030021700001` `2003005`

Interior

Stories	1 Story
Building Area	1,202 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	10,350 sqft (0.238 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2003005
Street Address	304 RIVERSIDE DR
City	CRANFORD
State	NJ
Zip	07016-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NORMANDIE PARK 288
Legal Block	217
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5019
Census Tract	37000

Owner

304 Riverside Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Mar 4, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 17, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE
Feb 17, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	202215596
Deed Book / Page	6454 / 225
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	283502
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149132932
Date	Mar 18, 2021
Book Page	14913/2932
Instrument	7357

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 4, 2022
Property Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928
Document Number	0064540225
Book / Page	6454 / 225
Instrument Date	Feb 4, 2021
Instrument	15596
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 RIVERSIDE DR, 304, CRANFORD, NJ 07016-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928

Mortgage

Document Number	0000033207
Date	Mar 4, 2022
Instrument	33207

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 17, 2017
Property Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928
Document Number	0061730258
Book / Page	006173 / 000258
Instrument Date	Jan 26, 2017
Instrument	283517
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 RIVERSIDE DR CRANFORD NJ 070161928, CRANFORD, NJ 07016-1928

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Feb 17, 2017
Property Address	304 RIVERSIDE DR, CRANFORD, NJ 07016-1928
Document Number	0061730184
Book / Page	006173 / 000184
Instrument Date	Jan 25, 2017
Instrument	283502
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 MINE RD HIGH BRIDGE NJ 088291524, HIGH BRIDGE, NJ 08829-1524

Tax Assessment & Valuation

The 2025 property tax bill for 304 Riverside Dr was $9,263, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+0.78%) Land $85,700 Building $43,100	$128,800 (+0.78%) Land $85,700 Building $43,100
2025	$9,263.00 (+6.91%)	$127,800 Land $85,700 Building $42,100	$127,800 Land $85,700 Building $42,100
2024	$8,664.00
2023		$127,800 Land $85,700 Building $42,100	$127,800 Land $85,700 Building $42,100
2022	$8,450.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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