Union County and Cranford Township property record for 123 Riverside Dr, Cranford, NJ 07016 · Last verified July 2026
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,608 sqft · built 1927 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Apr 2024) |
| Tax Bill | $12,717 (2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00222-0000-00004 |
| Primary APN | 03-00222-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,608 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 4,269 sqft (0.098 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 2091006 |
|---|---|
| Street Address | 123 RIVERSIDE DR |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2226 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Subdivision | TOWN/WESTFIELD |
| Legal Block | 222 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 37000 |
Source: Union County and Cranford Township records · APN 03-00222-0000-00004
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 22, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit BCB COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 202437167 |
| Deed Book / Page | 6542 / 526 |
| Prior Transfer Date | Jul 10, 1997 |
| Prior Transfer Doc | 0000041680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 19, 2024 |
| Property Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Document Number | 0065420526 |
| Book / Page | 6542 / 526 |
| Instrument Date | Apr 05, 2024 |
| Instrument | 37167 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CONSOLIDATED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 44 FELDMAN CT, MAHWAH, NJ 07430-2818 |
| Name | Verified Name |
|---|---|
| Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Investor | Possibly a Property Investor |
| Document Number | 0000064038 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 64038 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 22, 2023 |
| Property Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Document Number | 0065182855 |
| Book / Page | 6518 / 2855 |
| Instrument Date | Aug 13, 2023 |
| Instrument | 31481 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,086.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 248 BRIDGE AVE, BAY HEAD, NJ 08742-5011 |
| Name | Verified Name |
|---|---|
| Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055433 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 55433 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 123 RIVERSIDE DR, CRANFORD, NJ 07016-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146192749 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 14619/2749 |
| Instrument | 682104 |
| Name | BCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,600 (-) Land $78,100 Building $109,500 | $187,600 (-) Land $78,100 Building $109,500 | |
| 2025 | $187,600 (+29.29%) Land $78,100 Building $109,500 | $187,600 (+29.29%) Land $78,100 Building $109,500 | |
| 2024 | $12,717.00 (+32.55%) | ||
| 2023 | $145,100 (-) Land $78,100 Building $67,000 | $145,100 (-) Land $78,100 Building $67,000 | |
| 2022 | $9,594.00 | $145,100 Land $78,100 Building $67,000 | $145,100 Land $78,100 Building $67,000 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 85 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 in force 83 of 85 on primary residences |
| Nearby Flood Claims | 230 (1978–2023) |
| Claims Outside the SFHA | 26 of 230 |
| Most Recent Claim | May 2023, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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