Beaufort County property record for 127 Red Cedar St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 2,400 sqft · built 2015 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,918 (Jan 2016) |
| Tax Bill | $2,385 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242004022 |
| Primary APN | 242004022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242004022 |
|---|---|
| Street Address | 127 RED CEDAR ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT G41 TRACT B-3E PB140 PG86 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Tract | B-3E |
| Legal Lot Number | G41 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2107 |
127 Red Cedar St is owned and occupied by an individual who bought it in January 2016.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 RED CEDAR ST, BLUFFTON, SC 29910-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on File |
| Deed Sale | Jan 5, 2016 · Amount on File |
| Prior Sale | Jun 16, 2015 · Amount on File |
| Deed Document Number | 0034533045 |
| Deed Book / Page | 3441 / 2446 |
| Prior Transfer Date | Nov 6, 2015 |
| Prior Transfer Doc | 2015058412 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 127 RED CEDAR ST, BLUFFTON, SC 29910-8957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 127 RED CEDAR ST, BLUFFTON, SC 29910-8957 |
| Document Number | 0000056885 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 3917/2579 |
| Instrument | 2020056885 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 127 RED CEDAR ST, BLUFFTON, SC 29910-8957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068131 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4064/3221 |
| Instrument | 2021068131 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 127 Red Cedar St was $2,385.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,385.00 (-0.04%) | $14,230 (-31.67%) | |
| 2024 | $2,386.00 | $20,824 (-) Land $6,000 Building $14,824 | $520,600 (-) Land $150,000 Building $370,600 |
| 2023 | $2,386.00 (+8.26%) | $20,824 (+68.26%) Land $6,000 Building $14,824 | $520,600 (+68.26%) Land $150,000 Building $370,600 |
| 2022 | $2,204.00 | $12,376 Land $2,240 Building $10,136 | $309,400 Land $56,000 Building $253,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 127 Red Cedar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Red Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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