Beaufort County property record for 118 Red Cedar St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,208 sqft · built 2014 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Owner Name on File |
| Last Sale | $232,610 (Apr 2014) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242001657 |
| Primary APN | 242001657 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242001657 |
|---|---|
| Street Address | 118 RED CEDAR ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT K27 TRACT B-3C PB137 P6 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Tract | B-3C |
| Legal Lot Number | K27 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2107 |
The current owner of 118 Red Cedar St bought it in April 2014.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 118 RED CEDAR ST, BLUFFTON, SC 29910-8958 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jan 3, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Last Sale | Apr 28, 2014 · Amount on File |
|---|---|
| Deed Sale | Apr 28, 2014 · Amount on File |
| Prior Sale | Feb 13, 2014 |
| Deed Document Number | 2014019003 |
| Deed Book / Page | 3317 / 1414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 118 RED CEDAR ST, BLUFFTON, SC 29910-8958 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034112 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 4009/2751 |
| Instrument | 2021034112 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 118 RED CEDAR ST, BLUFFTON, SC 29910-8958 |
| Document Number | 0000066329 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 RED CEDAR ST BLUFFTON SC 299108958, BLUFFTON, SC 29910-8958 |
| Document Number | 0000066329 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 003721/000526 |
| Instrument | 66329 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 118 RED CEDAR ST, BLUFFTON, SC 29910-8958 |
| Document Number | 0000003563 |
| Book / Page | 003546 / 003126 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 RED CEDAR ST BLUFFTON SC 299108958, BLUFFTON, SC 29910-8958 |
| Document Number | 0000003563 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 003546/003126 |
| Instrument | 3563 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
The 2025 property tax bill for 118 Red Cedar St was $1,546, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (-0.06%) | $8,910 (-53.55%) | |
| 2024 | $1,547.00 | $19,180 (-) Land $6,000 Building $13,180 | $479,500 (-) Land $150,000 Building $329,500 |
| 2023 | $1,547.00 (+7.96%) | $19,180 (+72.92%) Land $6,000 Building $13,180 | $479,500 (+72.92%) Land $150,000 Building $329,500 |
| 2022 | $1,433.00 | $11,092 Land $2,080 Building $9,012 | $277,300 Land $52,000 Building $225,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Red Cedar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Red Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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