120 Red Cedar St, Bluffton, SC 29910 Property Records

Beaufort County property record for 120 Red Cedar St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 2,516 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2016)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242001656`

Property Details

APN / Parcel Number

Primary APN	`242001656`
Alternative APN	`R610 039 000 1560 0000`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	242001656
Street Address	120 RED CEDAR ST
City	BLUFFTON
State	SC
Zip	29910-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT K26 TRACT B-3C PB137 P6
Legal Subdivision	PALMETTO TRADITIONAL HOMES
Legal Tract	B-3C
Legal Lot Number	K26
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3012
Census Tract	2107

Owner

120 Red Cedar St is owned and occupied by an individual who bought it in January 2016.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	120 RED CEDAR ST, BLUFFTON, SC 29910-8958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2016 · Amount on File
Deed Sale	Jan 27, 2016 · Amount on File
Prior Sale	Dec 2, 2013 · Amount on File
Deed Document Number	2016003972
Deed Book / Page	3458 / 1271
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	120 RED CEDAR ST, BLUFFTON, SC 29910-8958
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010588
Date	Feb 12, 2021
Book Page	3971/300
Instrument	2021010588

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Red Cedar St was $2,268.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (-0.04%)	$13,490 (-33.89%)
2024	$2,269.00	$20,404 (-) Land $6,000 Building $14,404	$510,100 (-) Land $150,000 Building $360,100
2023	$2,269.00 (+8.25%)	$20,404 (+70.66%) Land $6,000 Building $14,404	$510,100 (+70.66%) Land $150,000 Building $360,100
2022	$2,096.00	$11,956 Land $2,080 Building $9,876	$298,900 Land $52,000 Building $246,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Red Cedar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 109 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2026)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Red Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20