127 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 127 Pond Creek Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,776 sqft · built 1968
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$411,000 (Jan 2021)
Tax Bill$1,370 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-33-5628-000

Property Details

APN / Parcel Number

Primary APN1950-33-5628-000
Alternative APN
  • 1818820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
PorchPorch
Porch Area264 sqft
Patio Area604 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1818820
Street Address127 POND CREEK RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS A 139
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1082
Census Tract921000

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address930 LAKE ARROWHEAD RD, MYRTLE BEACH, SC 29572-5517
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Warranty Deed, Transfer · Commercial Mortgage
COGENT BANK
Jun 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Dec 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2021 · Amount on Record
Deed SaleJan 29, 2021 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number2021701579
Deed Book / Page2162 / 149
Prior Transfer DateJun 22, 2016
Prior Transfer Doc0018730596
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 29, 2021
Property Address127 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0021620149
Book / Page2162 / 149
Map ReferenceMB 4 PG 42
Instrument DateJan 8, 2021
Instrument701579
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$822.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1511 E 7TH ST, 1511, CHARLOTTE, NC 28204-2409

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 LAKE ARROWHEAD RD, MYRTLE BEACH, SC 29572-5517

Mortgage

Document Number0000701580
DateJan 29, 2021
Instrument701580
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 5, 2020
Property Address127 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0020960650
Book / Page002096 / 000650
Instrument DateMay 31, 2020
Instrument690861
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1511 E 7TH ST CHARLOTTE NC 282042409, CHARLOTTE, NC 28204-2409

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 14, 2018
Property Address127 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0020060222
Book / Page002006 / 000222
Instrument DateDec 13, 2018
Instrument674920
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$370.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4033 COLUMBINE CIR CHARLOTTE NC 282114421, CHARLOTTE, NC 28211-4421

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00 (-61.36%)$355,700 (+7.36%) Land $19,100 Building $336,600
2024$3,546.00$355,700 Land $19,100 Building $336,600
2023$331,300 Land $19,100 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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