125 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 125 Pond Creek Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 877 sqft · built 1970
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Jun 2026)
Tax Bill$772 (2025)
Deeds & MortgagesAug 2026 Sale
Jun 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1950-33-5589-000

Property Details

APN / Parcel Number

Primary APN1950-33-5589-000
Alternative APNs
  • 1829395
  • 1851814
  • 1857207

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area877 sqft Living Area
1st Floor Area799 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Patio Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1857207
Street Address125 POND CREEK RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS A 137
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1082
Census Tract921000

Owner

Source: Watauga County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1126 ARBORETUM DR, WILMINGTON, NC 28405-5237
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Feb 1, 2023Warranty Deed, Transfer · Line of Credit
NEW PEOPLES BANK INC
Apr 11, 2022Warranty Deed, Transfer
May 5, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Deed Document Number2026760445
Deed Book / Page2489 / 109
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 14, 2026
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0000762345
Book / Page2498 / 1
Instrument DateAug 13, 2026
Instrument2026762345
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1126 ARBORETUM DR, WILMINGTON, NC 28405-5237

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 11, 2026
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0000760445
Book / Page2489 / 109
Instrument DateMay 22, 2026
Instrument2026760445
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 ARBORETUM DR, WILMINGTON, NC 28405-5237
InvestorPossibly a Property Investor

Mortgage

Document Number0000760446,
DateJun 11, 2026
Instrument2026760446
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 11, 2026
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0024890109
Book / Page2489 / 109
Instrument DateMay 22, 2026
Instrument2026760445
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 ARBORETUM DR, WILMINGTON, NC 28405-5237
InvestorPossibly a Property Investor

Mortgage

Document Number0000760446,
DateJun 11, 2026
Instrument2026760446
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 1, 2023
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0023170861
Book / Page2317 / 861
Map ReferenceMB 4 PG 155
Instrument DateJan 31, 2023
Instrument728215
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 EASTSHIRE CT, CHARLOTTE, NC 28226-3104

Mortgage

Document Number0000728216
DateFeb 1, 2023
Instrument728216
Lender
NameNEW PEOPLES BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 11, 2022
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0022670139
Book / Page2267 / 139
Map ReferenceMB 4 PG 155
Instrument DateApr 9, 2022
Instrument718984
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Tax$907.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3705 COUNTRY RIDGE RD, 3705, CHARLOTTE, NC 28226-6332

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 RASTRO ST, RANCHO MISSION VIEJO, CA 92694-1282

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 5, 2021
Property Address125 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0021880501
Book / Page2188 / 501
Map ReferenceMB 4 PG 155
Instrument DateApr 20, 2021
Instrument705900
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4235 MARSH LANDING BLVD APT 728, 4235, JACKSONVILLE, FL 32250-2477

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 COUNTRY RIDGE RD, CHARLOTTE, NC 28226-6332

Mortgage

Document Number0000705901
DateMay 5, 2021
Instrument705901
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,800 (-) Land $21,700 Building $185,100
2025$772.00 (-63.33%)$206,800 (-) Land $21,700 Building $185,100
2024$2,105.00$206,800 Land $21,700 Building $185,100
2023$206,800 Land $21,700 Building $185,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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