Watauga County property record for 122 Pond Creek Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 1970 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Last Sale | $625,000 (Jun 2023) |
| Tax Bill | $1,334 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-33-8285-000 |
| Primary APN | 1950-33-8285-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 960 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1858305 |
|---|---|
| Street Address | 122 POND CREEK RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS A 134 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 921000 |
Source: Watauga County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1406 CAMELOT AVE, WOLFFORTH, TX 79382-3260 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 27, 2022 | Warranty Deed, Construction Loan · Construction Mortgage HOMETOWN EQUITY MORTGAGE |
| Mar 31, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 2023731456 |
| Deed Book / Page | 2334 / 836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 1, 2023 |
| Property Address | 122 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164 |
| Document Number | 0023340836 |
| Book / Page | 2334 / 836 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | May 11, 2023 |
| Instrument | 731456 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1240 MONARCH WAY, BRENTWOOD, TN 37027-2621 |
| Name | Verified Name |
|---|---|
| Address | 1406 CAMELOT AVE, WOLFFORTH, TX 79382-3260 |
| Document Number | 0000731457 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 731457 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 27, 2022 |
| Property Address | 122 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164 |
| Document Number | 0022770347 |
| Book / Page | 2277 / 347 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | May 24, 2022 |
| Instrument | 720717 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 LAKE DR, 1701, CHARLOTTE, NC 28214-9636 |
| Name | Verified Name |
|---|---|
| Address | 1240 MONARCH WAY, BRENTWOOD, TN 37027-2621 |
| Document Number | 0000720718 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 720718 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 122 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164 |
| Document Number | 0020840035 |
| Book / Page | 002084 / 000035 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 688823 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3253 ELYSE MANOR CT CHARLOTTE NC 282142059, CHARLOTTE, NC 28214-2059 |
| Document Number | 20840038 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 002084/000038 |
| Instrument | 688824 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,334.00 | $347,900 (-) Land $17,400 Building $330,500 | |
| 2024 | $347,900 Land $17,400 Building $330,500 | ||
| 2023 | $347,900 Land $17,400 Building $330,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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