Schoharie County and Gilboa Town property record for 127 Pine Tree Ln, Gilboa, NY 12076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1985 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Sep 2017) |
| Tax Bill | $1,722 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 433400 200.-5-17 |
| Primary APN | 433400 200.-5-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 180 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Slab |
| Porch Area | 344 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 475J188053 |
|---|---|
| Street Address | 127 PINE TREE LN |
| City | GILBOA |
| State | NY |
| Zip | 12076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | GILBOA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 740800 |
127 Pine Tree Ln is owned by two individuals who bought it in September 2017.
Source: Schoharie County and Gilboa Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 W 176TH ST, 3A, NEW YORK, NY 10033-7517 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage HOMESTEAD FUNDING CORP |
| Sep 11, 2017 | Deed, Transfer NOT AVAILABLE, MICHAEL WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on File |
| Deed Sale | Sep 11, 2017 · Amount on File |
| Prior Sale | Sep 14, 2001 · Amount on File |
| Deed Book / Page | 1053 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 127 PINE TREE LN, GILBOA, NY 12076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001772/0000000299 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 0000001772/0000000299 |
| Instrument | 000000725283 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 11, 2017 |
| Property Address | 127 PINE TREE LN, GILBOA, NY 12076 |
| Document Number | 0000001053/0000000047 |
| Book / Page | 0000001053 / 0000000047 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, MICHAEL WEST |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 W 176TH ST, NEW YORK, NY 10033-7516 |
The 2026 property tax bill for 127 Pine Tree Ln was $1,722, down 1.5% from the year before.
Source: Schoharie County and Gilboa Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Gilboa Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,722.00 (-1.54%) | ||
| 2025 | $1,749.00 | $1,600 Land $500 Building $1,100 | $103,896 Land $32,467 Building $71,429 |
| 2023 | $1,600 (-) Land $500 Building $1,100 | $97,561 (+6.1%) Land $30,488 Building $67,073 | |
| 2022 | $1,600 Land $500 Building $1,100 | $91,954 Land $28,736 Building $63,218 | |
| 2021 | $980.00 (-47.57%) | ||
| 2020 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 127 Pine Tree Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1995–1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Pine Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber | 1,000 / 1,000 |
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