Schoharie County and Gilboa Town property record for 110 Pine Tree Ln, Gilboa, NY 12076
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1987 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,938 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 433400 200.-5-12 |
| Primary APN | 433400 200.-5-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 251 ft Width |
| Porch | Slab |
| Porch Area | 474 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 475J189047 |
|---|---|
| Street Address | 110 PINE TREE LN |
| City | GILBOA |
| State | NY |
| Zip | 12076-2258 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | GILBOA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 740800 |
Source: Schoharie County and Gilboa Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30 FERN DR, COMMACK, NY 11725-4104 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 22, 2025 |
| Property Address | 110 PINE TREE LN, GILBOA, NY 12076-2258 |
| Document Number | 001238/280 |
| Book / Page | 1238 / 280 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 829322 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 PINE TREE LN, GILBOA, NY 12076-2259 |
| Document Number | 002121/207 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 2121/207 |
| Instrument | 829323 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Schoharie County and Gilboa Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Gilboa Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,938.00 (-1.47%) | ||
| 2025 | $1,967.00 (-6.42%) | $1,800 (-) Land $400 Building $1,400 | $116,883 (+6.49%) Land $25,974 Building $90,909 |
| 2023 | $1,800 Land $400 Building $1,400 | $109,756 Land $24,390 Building $85,366 | |
| 2020 | $2,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1995–1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber | 1,000 / 1,000 |
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