Schoharie County and Gilboa Town property record for 161 Pine Tree Ln, Gilboa, NY 12076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,992 sqft · built 1980 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $173,000 (Jan 2020) |
| Tax Bill | $1,938 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 433400 200.-5-22 |
| Primary APN | 433400 200.-5-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 240 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 226,512 sqft (5.2 acres) |
| Porch | Slab |
| Porch Area | 596 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 475J189066 |
|---|---|
| Street Address | 161 PINE TREE LN |
| City | GILBOA |
| State | NY |
| Zip | 12076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | GILBOA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 740800 |
Source: Schoharie County and Gilboa Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4 REMSEN DR, HOWELL, NJ 07731-1959 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance XCEL FCU |
| Jan 9, 2020 | Deed, Transfer · Stand-Alone First Mortgage XCEL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on Record |
| Deed Sale | Jan 9, 2020 · Amount on Record |
| Deed Document Number | 2020772114 |
| Deed Book / Page | 1106 / 45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 161 PINE TREE LN, GILBOA, NY 12076 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001988/19 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 1988/19 |
| Instrument | 808105 |
| Name | XCEL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 9, 2020 |
| Property Address | 161 PINE TREE LN, GILBOA, NY 12076 |
| Document Number | 0001106/45 |
| Book / Page | 1106 / 45 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 772114 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 REMSEN DR, HOWELLS, NY |
| Document Number | 0001865/40 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 1865/40 |
| Instrument | 772116 |
| Name | XCEL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
Source: Schoharie County and Gilboa Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Gilboa Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,938.00 (-1.47%) | ||
| 2025 | $1,967.00 (+114.04%) | $1,800 (-) Land $500 Building $1,300 | $116,883 (+6.49%) Land $32,467 Building $84,416 |
| 2023 | $1,800 (-) Land $500 Building $1,300 | $109,756 (+6.1%) Land $30,488 Building $79,268 | |
| 2022 | $1,800 Land $500 Building $1,300 | $103,448 Land $28,736 Building $74,712 | |
| 2021 | $919.00 (-47.55%) | ||
| 2020 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1995–1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures