Monroe County property record for 127 Laurel Ln, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,092 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 2021) |
| Tax Bill | $997 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13.1.3.11 |
| Primary APN | 13.1.3.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 364 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13623801178428 |
|---|---|
| Street Address | 127 LAUREL LN |
| City | EFFORT |
| State | PA |
| Zip | 18330-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 405 |
| Legal Subdivision | LAUREL ACRES |
| Legal Block | 17 |
| Legal Lot Number | 405 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | POLK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 301304 |
127 Laurel Ln is owned and occupied by two individuals who bought it in August 2021.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 LAUREL LN, EFFORT, PA 18330-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 30, 2021 | Deed, Transfer · FHA Mortgage REALFI HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Aug 22, 2000 · Amount on File |
| Deed Document Number | 202129510 |
| Deed Book / Page | 2586 / 5733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 127 LAUREL LN, EFFORT, PA 18330-7716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005124 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 2545/1401 |
| Instrument | 202005124 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Dec 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Aug 30, 2021 |
| Property Address | 127 LAUREL LN, EFFORT, PA 18330-7716 |
| Document Number | 0000029510 |
| Book / Page | 2586 / 5733 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 202129510 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | SHAWNEE ABS LLC, SHAWNEE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 LAUREL LN, EFFORT, PA 18330-7716 |
| Document Number | 0000029511 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202129511 |
| Name | REALFI HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 127 Laurel Ln was $997.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Polk Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997.00 | $154,200 Land $29,000 Building $125,200 | |
| 2024 | $708.00 (+19.39%) Homeowner's exemption | $154,200 (-) Land $29,000 Building $125,200 | |
| 2023 | $593.00 Homeowner's exemption | $154,200 Land $29,000 Building $125,200 | |
| 2019 | $154,200 Land $29,000 Building $125,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Laurel Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable · Fiber in parts of the area | 2,000 / 40 |
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