127 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 127 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,960 sqft · built 2001
Lot Size	0.83 acres (36,157 sqft)
Owner	2 Individual Names on File
Last Sale	$196,100 (Dec 2013)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-004-014.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-004-014.000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	36,157 sqft (0.83 acres)
Patio Area	120 sqft

Location & Zoning

Street Address	127 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:10A EL VALLEJO 1AM
Legal Range	1E
Legal Township	44N
Legal Section	32
Legal Subdivision	EL VALLEJO
Legal Lot Number	10A
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

127 Ladera Ln is owned and occupied by two individuals who bought it in December 2013.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 LADERA LN, WASHINGTON, MO 63090-5761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Nov 3, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2013 · Amount on File
Deed Sale	Dec 2, 2013 · Amount on File
Prior Sale	May 14, 2012 · Amount on File
Deed Document Number	201320044
Prior Transfer Date	May 7, 2012
Prior Transfer Doc	0000008607
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	127 LADERA LN, WASHINGTON, MO 63090-5761
Document Number	0000001324
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 LADERA LN WASHINGTON MO 630905761, WASHINGTON, MO 63090-5761

Mortgage

Document Number	0000001324
Date	Jan 28, 2020
Instrument	1324

Lender

Name	PNC BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 27, 2060

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	127 LADERA LN, WASHINGTON, MO 63090-5761
Document Number	0000001325
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 LADERA LN WASHINGTON MO 630905761, WASHINGTON, MO 63090-5761

Mortgage

Document Number	0000001325
Date	Jan 28, 2020
Instrument	1325

Lender

Name	PNC BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 27, 2042

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	127 LADERA LN, WASHINGTON, MO 63090-5761
Document Number	0000015953
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 LADERA LN WASHINGTON MO 630905761, WASHINGTON, MO 63090-5761

Mortgage

Document Number	0000015953
Date	Nov 20, 2018
Instrument	15953

Lender

Name	PNC BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 19, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 127 Ladera Ln was $3,147.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00	$59,639	$313,890 Land $45,000 Building $268,890
2023	$2,573.00 (-9.43%)	$47,852	$251,850 Land $37,000 Building $214,850
2022	$2,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Ladera Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Ladera Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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