114 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 114 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,520 sqft · built 1984
Lot Size	0.748 acres (32,594 sqft)
Owner	Individual Name on File
Last Sale	$373,800 (Jun 2021)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-002-056.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-002-056.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	32,594 sqft (0.748 acres)

Location & Zoning

Street Address	114 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:33 EL VALLEJO 1
Legal Range	1E
Legal Township	44N
Legal Section	32
Legal Subdivision	EL VALLEJO
Legal Lot Number	33
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

114 Ladera Ln is owned and occupied by an individual who bought it in June 2021.

Source: Franklin County records, as of November 11, 2025

Owner of Record	Individual Name on File
Mailing Address	114 LADERA LN, WASHINGTON, MO 63090-5764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 17, 2019	Deed of Trust, Mortgage BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Apr 8, 2013 · Amount on File
Deed Document Number	202110360
Prior Transfer Date	Nov 2, 2006
Prior Transfer Doc	0000025383
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 2, 2021
Property Address	114 LADERA LN, WASHINGTON, MO 63090-5764
Document Number	0002110360
Map Reference	PB M PG 56
Instrument Date	May 28, 2021
Instrument	2110360
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LADERA LN, WASHINGTON, MO 63090-5764

Mortgage

Document Number	0002110361
Date	Jun 2, 2021
Instrument	2110361

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	114 LADERA LN, WASHINGTON, MO 63090-5764
Document Number	0000006392
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 LADERA LN WASHINGTON MO 630905764, WASHINGTON, MO 63090-5764

Mortgage

Document Number	0000006392
Date	May 28, 2019
Instrument	6392

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record
Term	144 Months
Due	May 27, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 114 Ladera Ln was $2,796.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00	$52,987	$278,880 Land $45,000 Building $233,880
2023	$2,565.00 (+3.89%)	$47,705	$251,080 Land $37,000 Building $214,080
2022	$2,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Ladera Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Ladera Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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