126 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 126 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,489 sqft · built 1978
Owner	Individual Name on File
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-002-055.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-002-055.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,489 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level

Location & Zoning

Street Address	126 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:34&PT30 EL VALLEJO 1
Legal Range	01E
Legal Township	44
Legal Section	32
Legal Quarter	SE
Legal Subdivision	EL VALLEJO
Legal Block	2
Legal Lot Number	34
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

126 Ladera Ln is owned and occupied by an individual who acquired it in March 2015.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	126 LADERA LN, WASHINGTON, MO 63090-5764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2016	Deed of Trust, Mortgage · Line of Credit US BK TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2015
Deed Sale	Mar 16, 2015
Deed Document Number	1503364
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	126 LADERA LN, WASHINGTON, MO 63090-5764
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002513464
Date	Oct 23, 2025
Instrument	2513464

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2055

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	126 LADERA LN, WASHINGTON, MO 63090-5764
Document Number	0000003471
Instrument Date	Nov 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LADERA LN WASHINGTON MO 630905764, WASHINGTON, MO 63090-5764

Mortgage

Document Number	0000003471
Date	Mar 10, 2017
Instrument	3471

Lender

Name	US BK TR
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 126 Ladera Ln was $2,142.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00	$40,588	$213,620 Land $45,000 Building $168,620
2023	$1,872.00 (+1.79%)	$34,814	$183,230 Land $37,000 Building $146,230
2022	$1,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Ladera Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Ladera Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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